Buying a Home? We have Real Estate Loan options for you.

  • The County FCU Conventional Mortgage Loan

    -Locally underwritten, serviced and owned by The County Federal Credit Union
    -Flexible terms available up to 30 years
    -Up to 97% financed with approval for Private Mortgage Insurance*
    -Trained Professional Mortgage Staff to assist you

  • USDA/Rural Housing Guaranteed Loan

    -Locally underwritten, serviced and owned by The County Federal Credit Union
    -Up to 101% financing
    -No down payment required*
    -Closing costs and home repairs may be included in the loan*
    -Escrow Required
    -Trained Professional Mortgage Staff to assist you

-Click here for USDA Guaranteed Loan website

-Click here for USDA Guaranteed Loan factsheet

  • CU Promise Loan Options–

We partner with CUSO Home Lending, a licensed mortgage company owned by Maine credit unions.  This program is designed to allow qualified borrowers to obtain secondary market-type mortgages, serviced in the state of Maine.

-CU Promise Guarantee
• Same day loan decision
• On-time closing
• Local servicing
-CU Promise 90%*
• 30 & 15 year fixed rate
• 10% down payment
• Secondary market rates
• No mortgage insurance
-CU Promise 97%*
• 30 & 15 year fixed rate
• 3% down payment
• Secondary market rates
• Maximum loan amount $417,000
• Trained Professional Mortgage Staff to assist you

For more information on CUSO Home Lending 

Whether you are looking to purchase, refinance, build a home, or just looking to see how much you can qualify for, The County Federal Credit Union offers a complete package of mortgage products to assist in servicing your needs.

Need more information? Contact us at any of our eight branch locations. When you choose The County Federal Credit Union for your mortgage loan needs, you know you have made the right choice!

S.A.F.E. Act Disclosure Notice

The Nationwide Mortgage Licensing System and Registry offers NMLS Consumer Access℠, which is a free service for consumers to confirm that the financial institution or mortgage company and the mortgage professional with whom they wish to conduct business are registered with the federal system or licensed, if required, in the state in which they conduct business.

To access this service please go to www.nmlsconsumeraccess.org
View a listing of The County Federal Credit Union’s Mortgage Loan Originators and their National Mortgage Licensing System (NMLS) unique IDs.  The County Federal Credit Union NMLS ID: 433440. The County Federal Credit Union recommends consultation with a tax advisor for further information regarding the deductibility of interest and charges.

*All programs are subject to credit and underwriting qualifications. Contact The County Federal Credit Union for more information. Membership eligibility restrictions apply.