FEES

We work hard for our members to keep costs as low as possible. By doing so, we are able to keep our fees at a very low level. Should you have any questions, please feel free to contact your local branch office.

Fee Type

Amount

Comments

NSF (Non-Sufficient Funds) $25.00 Per Item
Inactivity Fee $2.50 Per Month
(No Activity for 1 year, balance less than $100, and no sub-accounts)
Share Draft Checking Account Fees
NSF (Non-Sufficient Funds) $25.00 Per Item
Temporary Draft $0.25 Per Item (With Check Order)
$1.00 Per Item (Without Check Order)
Copy of Share Drafts $2.00 Per Item
Returned Deposited Item $20.00 Per Item
Stop Payment $25.00 Per Item
Traditional Checking Service Fee if balance below $300 $2.00 Per Month
YES Account $5.00 Waived with a minimum of 15 debit card transactions
in a given statement period and enrolled in e-Statement.
Business Share Draft $0.08 Per Item Deposit
Draft Printing Fee Varies Price varies depending on style.
Account Reconciliation $20.00 Per Hour
Overdraft Protection $1.00 Per Transfer with a maximum of 6 per month.
Electronic Funds Transfer Fees (NEACH)
Transfers, inquires, denials, withdrawal-proprietary (credit union owned) No Fee
Non-Proprietary ATM $0.00 Per Transaction
Visa Debit Card Replacement $10.00 One Free per year then $10/Card
Debit Card Limit Increase $10.00 Per Instance
Debit Card Reinstatement $25.00 Per Instance- Account Access via debit card suspended if opted out of ‘Reg E’ after 3 NSF (Non-Sufficient Funds)
Other Service Fees
(applicable to all accounts)
Account Reconciliation $20.00 Per Hour
Account History $1.00 Per Item
Money Orders $2.00 Per Item
Wire Transfers – Outgoing Domestic $20.00 Per Transfer
Wire Transfers – Outgoing Foreign $40.00 Per Transfer
Wire Transfers – Incoming $0.00 Per Transfer
Statement Copy $3.00 Per Statement
Returned Statement Fee $5.00 Per Statement
Account Escheatment (abandoned property) $25.00 Per Item
Loan Payment Late Fee $20.00 20 Days or more past due
Closing Account within first 180 days $5.00 Per Account
BillPay $2.95 60 Day Non-Usage Fee