Loan Rates

We are very pleased to provide a wide variety of quality loan products at very competitive rates. Should you have any questions, please contact one of our loan officers at your local branch office.

Vehicle Rates

(as of November 1, 2018, other current rates may apply)

APR stands for Annual Percent Rate

Account Type Model Year Term APR (as low as)
Vehicle Rates New-2017 Up to 60 Months 3.10%
72 Months 3.60%
84 Months 4.90%
2016-2015* Up to 60 Months 3.60%
72 Months 4.10%
84 Months 5.40%
(only 2016 models)
2014 Up to 60 Months 3.90%
72 Months 4.34%
2013 Up to 60 Months 4.49%
72 Months 5.00%
2012 Up to 60 Months 5.14%
 72 Months* 5.44%
2011 Up to 48 Months 5.04%
 60 Months 5.54%
 72 Months* 6.14%
2010 Up to 48 Months 5.79%
 60 Months* 6.59%
2009 Up to 36 Months 6.39%
42 Months* 6.69%

Example: A $10,000 loan financed for 60 months at 3.10% would result in a payment of $180.14.
Rates are based on credit score, vehicle age, mileage and term of the loan.
Sign up for automatic payments and take 0.25% off your auto loan rate.
Contact your local branch for more details.
*Vehicles must have <85000 miles to qualify for rate

A Six Month term extension is available to accommodate the purchase of a CU Certified Warranty, CU GAP Plus or other APPROVED Dealer Warranty, GAP and Life/Disability Insurance products. Ask your loan officer for details, .25% is added to rate for all Term Extensions.

Power Sports

(ATV, Motor Cycles, Pop Up Campers, Boats & Snowmobiles)

APR stands for Annual Percentage Rate

Account Type Model Year Term APR (as low as)
Recreational Vehicle Loans New-2015 Up to 60 Months 3.95%
66 Months 4.05%
Up to 72 Months* 4.15%
2014-2013 Up to 60 Months 4.35%
66 Months* 4.85%
Up to 72 Months* (2014 Only) 5.05%
2012-2011 Up to 48 Months 5.09%
60 Months* 5.59%
2010-2009 Up to 48 Months 5.94%
60 Months* (2010 Only) 6.64%

*Amount Financed $15,000.00 and above.

Example: A $5,000 loan financed for 60 months at 3.95% would result in a payment of $91.98.
Rates are based on credit score, model year, amount financed and term of the loan.
Sign up for automatic payments and take 0.25% off your recreational vehicle loan rate.
Contact your local branch for more details.


Tractors, Attachments, and Property Maintenance Equipment (Non-Commercial)

APR stands for Annual Percentage Rate

Account Type Model Year Term APR (as low as)
Tractor Loans New-2017 Up to 48 Months 3.71%
49 to 63 Months 4.06%
64 to 72 Months 4.35%
73 to 84 Months* 5.30%
*Minimum Amount Financed $16,500 for terms longer than 72 months.
2016-2015 Up to 48 Months 4.30%
49 to 63 Months 4.80%
64 to 72 Months 5.55%
73 to 84 Months* 6.55%
*Minimum Amount Financed $16,500 for terms longer than 60 months.
2014-2013 Up to 48 Months 4.80%
49 to 63 Months 5.55%
64 to 72 Months*

*Minimum Amount Financed $16,500 for terms longer than 60 months.

6.55%
2012-2011 Up to 48 Months 5.15%
49 to 63 Months* 6.34%

Rates are for units intended for consumer/residential use only, units intended for business use contact your local branch.

Example: A $5,000 loan financed for 60 months at 3.71% would result in a payment of $112.25.

Rates are based on credit score, model year, amount financed and term of the loan.

Sign up for automatic payments and take 0.25% off your tractor equipment loan rate.

Contact your local branch for more details.


Travel Trailers, 5th Wheels, Motor Home RV’s

APR stands for Annual Percentage Rate

Account Type Model Year Term APR (as low as)
Travel Trailers, 5th Wheels, Motorhome RV’s 2018-2015 Up to 60 Months 4.74%
Up to 120 Months 5.74%
2014-2011 Up to 60 Months 6.04%
Up to 120 Months 7.04%
2010 – older Up to 60 Months 7.34%

Example: $10,000.00 financed for 60 months at 4.74% would have a payment of $187.53.
Sign up for automatic payments and take 0.25% off your Travel Trailer, 5th Wheel or Motorhome RV loan rate.

 

*Rates are published as a convenience for our members.  The County Federal Credit Union will not be held responsible for typographical errors.  Rates are effective as of the current date at Caribou, Maine, United States of America which is in the time zone Eastern Time (GMT -5).  These rates are subject to change without notice.  These rates may be confirmed with any branch office of The County Federal Credit Union or by calling 1-877-318-3838 during normal business hours.