Family Sitting on floor in front of drawing of couch. Thought bubble or new home.

Buying a Home? We make Mortgages EASY!

The County’s member promise is, we make it easy to do business with us and have several Real Estate Mortgage Loan options for you.

  • The County FCU Conventional Mortgage Loan
    -In-House USDA Guaranteed Mortgages Specialist – Exclusively at The County
    -Locally underwritten and serviced by The County Federal Credit Union
    -Flexible terms available up to 30 years
    -Finance up to 80% of the home’s value
    -For qualified buyers 97% financing with Primary Mortgage Insurance
    -Trained Professional Mortgage Staff to assist you
    -Free pre-qualification to assist you before starting to  look for your new home
    -Credit Life and Disability Insurance available
    -MEMBERS Homeowners Insurance provides protection against losses on your property. You’ll have the peace of mind that you are protected financially against covered losses that occur to your house and contents. Get a free MEMBERS’ Homeowners Insurance quote, understand coverages, and keep your home safe.

Choose from our 10-year loan to help you pay off your mortgage quickly or consider a 15 year, 20 year or 30 year term to provide additional spending dollars from your monthly budget.

USDA/Rural Housing Guaranteed Loan
Exclusively at The County

-Locally underwritten, serviced and owned by The County Federal Credit Union
-Up to 101% financing
-No down payment required*
-Closing costs and home repairs may be included in the loan*
-Escrow Required
-Trained Professional Mortgage Staff to assist you

-Click here for USDA Guaranteed Loan website

-Click here for USDA Guaranteed Loan factsheet

 

CU Promise Loan Options–

We partner with CUSO Home Lending, a licensed mortgage company owned by Maine credit unions.  This program is designed to allow qualified borrowers to obtain secondary market type mortgages, serviced in the state of Maine.

-CU Promise Guarantee
• Same day loan decision
• On-time closing
• Local servicing
-CU Promise 90%*
• 30 & 15 year fixed rate
• 10% down payment
• Secondary market rates
• No mortgage insurance
-CU Promise 97%*
• 30 & 15 year fixed rate
• 3% down payment
• Secondary market rates
• Maximum loan amount $417,000
• Trained Professional Mortgage Staff to assist you

For more information on CUSO Home Lending 

Whether you are looking to purchase, refinance, build a home or just looking to see how much you can qualify for, The County Federal Credit Union offers a complete package of mortgage products to assist in servicing your needs.

Need more information? Contact us at any of our branch locations. When you choose The County Federal Credit Union for your mortgage loan needs, you know you have made the right choice!

For a complete listing of our Mortgage Loan offerings, click here.

Flyer with CFCU Mortgage offerings listed on it.

For a complete listing of our Mortgage Loan offerings, click here.

S.A.F.E. Act Disclosure Notice – The County Federal Credit Union NMLS ID# is 433440. The Nationwide Mortgage Licensing System and Registry offers NMLS Consumer Access℠, which is a free service for consumers to confirm that the financial institution or mortgage company and the mortgage professional with whom they wish to conduct business are registered with the federal system or licensed, if required, in the state in which they conduct business. To access this service please go to www.nmlsconsumeraccess.org  To View a listing of The County Federal Credit Union’s Mortgage Loan Originators and their National Mortgage Licensing System (NMLS) unique IDs.

*All programs subject to credit and underwriting qualifications. Contact The County Federal Credit Union for more information. Membership eligibility restrictions apply. The County Federal Credit Union recommends consultation with a tax advisor for further information regarding the deductibility of interest and charges.

Need more information? Contact us at any of our branch locations. When you choose The County Federal Credit Union for your mortgage loan needs, you know you have made the right choice!