Eligibility

To Join Our Credit Union

Credit unions are not-for-profit-cooperatives that are owned by their members. Eligibility to join a credit union is limited to those persons who fall within a credit union’s field of membership. Because there are no stockholders to satisfy, credit unions direct their income back to their members in the form of lower fees, higher rates of return and improved products and services.

All credit unions members, regardless of the size of their accounts or amounts they borrow, are entitled to an equal voice in the operation of their credit union. And, credit unions are governed by unpaid, volunteer board of directors who are elected from and by the membership of the credit union.

Today’s credit unions offer a variety of products and services to their members. From savings to checking accounts to consumer loans and mortgages, credit unions have what it takes to meet their members’ financial needs.

The County Federal Credit Union’s along with Penobscot County FCU’s field of membership is open to any person living, working or worshipping, and immediate family members of members, in communities throughout Aroostook, Penobscot, and Piscataquis Counties.