This calculator easily answers the question "If I save 'X' amount for 'Y' months what will the value be at
The user enters the "Periodic Savings Amount" (amount saved or invested every month); the "Number
of Months" and the "Annual Interest Rate" or the annual rate of return one expects to earn on their
The calculator quickly creates a savings schedule and a set of charts that will help the user see the
relationship between the amount invested and the return on the investment. The schedule can be copied and pasted to
Excel, if desired.
The investment term is always expressed in months.
60 months = 5 years
120 months = 10 years
180 months = 15 years
240 months = 20 years
360 months = 30 years
If you need a more advanced "Savings Calculator" — one that lets the user solve for the starting
amount, the amount to invest, the interest rate, the term required to reach a goal or the future value; or if you
would like to easily print the schedule; or if you need to pick a different investment frequency, then you may want
to try the calculator located here: https:/financial-calculators.com/savings-calculator
Currency and Date Conventions
All calculators will remember your choice. You may also
change it at any
"Save changes" will cause the calculator to reload. Your
edits will be
Disclaimer– Calculators are made available through a third party service provider and not The County Federal Credit Union. Calculators are for informational/illustrative purposes only and are not intended to provide financial advice. All examples are hypothetical. Although we have obtained content from sources deemed to be reliable, County Federal Credit Union is not responsible for any content provided by unaffiliated third parties. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Utilization of this calculator is not a commitment for a loan.
The County Federal Credit Union recommends consultation with a tax advisor for further information regarding the deductibility of interest and charges.
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