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Overdraft Protection

The County Federal Credit Union’s overdraft protection helps you to avoid the expense and embarrassment of returned checks.


Our overdraft protection product automatically advances available funds into your share draft/checking account to cover items that would cause your account to be overdrawn.
Your regular share account, premium savings account and an additional share draft checking account can be used as overdraft protection or you can apply for an overdraft line of credit.
Overdraft Protection
  • Greater financial flexibility
  • Greater savings by avoiding returned check fees from creditors and stores
  • A low cost of only $1.00 per transfer from your deposit account (transfers are limited to a maximum of 6 per month when they are coming from another of your deposit accounts)
Overdraft Protection Line of Credit
  • Greater financial flexibility
  • Greater savings by avoiding returned check fees from creditors and stores
  • Credit lines up to $5,000.00
  • Unlimited amount of transfers as long as you have availability on your line
  • Low monthly payment (5% of balance or $35 minimum,whichever is greater)


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