Loan Rates

We are very pleased to provide a wide variety of quality loan products at very competitive rates. We also provide customized business loans for our members. Should you have any questions, please contact one of our loan officers at your local branch office.

Rates are published as a convenience for our members.  The County Federal Credit Union will not be held responsible for typographical errors.  Rates are effective as of the current date at Caribou, Maine, United States of America which is in the timezone Eastern Time (GMT -5).  These rates are subject to change without notice.  These rates may be confirmed with any branch office of The County Federal Credit Union or by calling 1-877-318-3838 during normal business hours.

Vehicle Rates


APR stands for Annual Percent Rate

 

Account Type Model Year Term APR (as low as)
Vehicle Rates
2014-2012 24-63 Months 2.49%


64-72 Months 2.89%


73-75 Months 3.19%


76-84 Months
4.29%

2011 24-63 Months 2.99%


64-72 Months 3.39%


73-75 Months 3.69%

2010 24-63 Months 3.29%


64-72 Months 3.69%


73-75 Months 3.99%

2009 24-63 Months 3.89%


64-72 Months 4.29%


73-75 Months 4.59%

2008 24-63 Months 4.49%


64-72 Months 4.69%


72-75 Months 4.99%

2007 24-48 Months 4.39%


49-63 Months 4.89%


64-72 Months* 5.49%

2006 24-48 Months 5.09%


49-61 Months 5.89%


62-66 Months* 6.39%

2005 24-36 Months 5.29%


37-48 Months* 5.99%

 

Example: A $10,000 loan financed for 63 months at 2.49% would result in a payment of $169.51.
Rates are based on credit score, vehicle age, mileage and term of loan.
Sign up for automatic payments and take 0.25% off your auto loan rate.
Contact your local branch for more details.
*Vehicles must have <85000 miles to qualify for rate

 

 

Recreational Vehicles


APR stands for Annual Percentage Rate

 

Account Type Model Year Term APR (as low as)
Recreational Vehicle Loans
2014-2012 Up to 60 Months 3.29%


66 Months 3.39%


Up to 72 Months* 3.49%

2011-2010 Up to 60 Months 3.79%


66 Months* 4.29%

2009-2008
Up to 72 Months* (2010 Only)
4.49%

2008-2007
Up to 48 Months 4.49%


60 Months* 4.99%

2007-2006
Up to 48 Months
5.29%

2007
60 Months* (2006 Only)
5.99%
*Amount Financed $15,000.00 and above.

 

Example: A $5,000 loan financed for 60 months at 3.29% would result in a payment of $90.50.
Rates are based on credit score, model year, amount financed and term of loan.
Sign up for automatic payments and take 0.25% off your recreational vehicle loan rate.
Contact your local branch for more details.

 

 

Mortgage Loans

 

APR stands for Annual Percentage Rate

 

Account Type Term APR
Mortgage Loans
10 Years
3.50%

15 Years
4.25%

20 Years
4.75%

30 Years 5.50%
Example: A $50,000 loan financed for 15 years at 4.25% would result in a payment of $376.90.

 

 

Fixed Rate Home Equity Loan

 

APR stands for Annual Percentage Rate

 

Account Type Term APR
Fixed Rate Home Equity Loan
5 Years
2,99%

10 Years
3.99%

15 Years
4.75%

20 Years
5.10%
Example: A $25,000 loan financed for 10 years at 3.99% would result in a payment of $253.05.

 

 

Home Equity Lines of Credit

 

APR stands for Annual Percentage Rate

 

Prime + 0.00% with a floor of 4.00%. Payment is 2% of balance at most recent advance.

Example: A $5000.00 balance would result in a payment of $100.00 at 4.00% for 55 months.

 

 

Travel Trailers, 5th Wheels, Motor Home RV's

APR stands for Annual Percentage Rate

 

Account Type Model Year Term APR (as low as)
Travel Trailers, 5th Wheels, Motorhome RV's 2014-2012 Up to 60 Months 3.99%


Up to 120 Months 4.99%

2011-2008
Up to 60 Months
5.29%


Up to 120 Months 6.29%

2007 – older Up to 60 Months 6.59%

 

Example: $10,000.00 financed for 60 months at 3.99% would have a payment of $184.48.
Sign up for automatic payments and take 0.25% off your travel trailer, 5th wheel or motor home RV loan rate.

 

 

Share Secured Loans

APR stands for Annual Percentage Rate

 3.00% Above current share rate.

Example: $2000.00 financed for 24 months at 3.20% would result in a payment of $86.20.

 

Share Certificate Secured Loan

APR stands for Annual Percentage Rate

 3.00% Above rate paid on Share Certificate.