Loan Rates
We are very pleased to provide a wide variety of quality loan products at very competitive rates. We also provide customized business loans for our members. Should you have any questions, please contact one of our loan officers at your local branch office.
Vehicle Rates
Rates effective May 3, 2013
APR stands for Annual Percent Rate
| Account Type | Model Year | Term | APR (as low as) |
|---|---|---|---|
| Vehicle Rates |
2013-2011 | 24-63 Months | 2.49% |
| 64-72 Months | 2.89% | ||
| 73-75 Months | 3.19% | ||
| 76-84 Months |
4.29% | ||
| 2010 | 24-63 Months | 2.99% | |
| 64-72 Months | 3.39% | ||
| 73-75 Months | 3.69% | ||
| 2009 | 24-63 Months | 3.29% | |
| 64-72 Months | 3.69% | ||
| 73-75 Months | 3.99% | ||
| 2008 | 24-63 Months | 3.89% | |
| 64-72 Months | 4.29% | ||
| 73-75 Months | 4.59% | ||
| 2007 | 24-63 Months | 4.49% | |
| 64-72 Months | 4.69% | ||
| 72-75 Months | 4.99% | ||
| 2006 | 24-48 Months | 4.39% | |
| 49-63 Months | 4.89% | ||
| 64-72 Months* | 5.49% | ||
| 2005 | 24-48 Months | 5.09% | |
| 49-61 Months | 5.89% | ||
| 62-66 Months* | 6.39% | ||
| 2004 | 24-36 Months | 5.29% | |
| 37-48 Months* | 5.99% |
Example: A $10,000 loan financed for 63 months at 2.49% would result in a payment of $169.51.
Rates are based on credit score, vehicle age, mileage and term of loan.
Sign up for automatic payments and take 0.25% off your auto loan rate.
Contact your local branch for more details.
*Vehicles must have <85000 miles to qualify for rate
Recreational Vehicles
Rates effective May 3, 2013
APR stands for Annual Percentage Rate
| Account Type | Model Year | Term | APR (as low as) |
|---|---|---|---|
| Recreational Vehicle Loans |
2013-2011 | Up to 60 Months | 3.29% |
| 66 Months | 3.39% | ||
| Up to 72 Months* | 3.49% | ||
| 2010-2009 |
Up to 60 Months | 3.79% | |
| 66 Months* | 4.29% | ||
| 2010 |
Up to 72 Months* (2010 Only) |
4.49% | |
| 2008-2007 |
Up to 48 Months | 4.49% | |
| 60 Months* | 4.99% | ||
| 2006-2005 |
Up to 48 Months |
5.29% | |
| 2006 |
60 Months* (2006 Only) |
5.99% |
Example: A $5,000 loan financed for 60 months at 3.29% would result in a payment of $90.50.
Rates are based on credit score, model year, amount financed and term of loan.
Sign up for automatic payments and take 0.25% off your recreational vehicle loan rate.
Contact your local branch for more details.
Mortgage Loans
Rates effective February 14, 2012
APR stands for Annual Percentage Rate
| Account Type | Term | APR |
|---|---|---|
| Mortgage Loans |
10 Years |
3.50% |
| 15 Years |
4.25% | |
| 20 Years |
4.75% | |
| 30 Years | 5.50% |
Fixed Rate Home Equity Loan
Rates effective February 14, 2012
APR stands for Annual Percentage Rate
| Account Type | Term | APR |
|---|---|---|
| Fixed Rate Home Equity Loan |
5 Years |
2,99% |
| 10 Years |
3.99% | |
| 15 Years |
4.75% | |
| 20 Years |
5.10% |
Home Equity Lines of Credit
Rates effective February 14, 2012
APR stands for Annual Percentage Rate
Prime + 0.00% with a floor of 4.00%. Payment is 2% of balance at most recent advance.
Example: A $5000.00 balance would result in a payment of $100.00 at 4.00% for 55 months.
Travel Trailers, 5th Wheels, Motor Home RV's
Rates effective May 3, 2013
APR stands for Annual Percentage Rate
| Account Type | Model Year | Term | APR (as low as) | |
|---|---|---|---|---|
| Travel Trailers, 5th Wheels, Motorhome RV's | 2012-2011 | Up to 60 Months | 3.99% | |
| Up to 120 Months | 4.99% | |||
| 2010-2007 |
|
5.29% | ||
| Up to 120 Months | 6.29% | |||
| 2006 older | Up to 60 Months | 6.59% |
Example: $10,000.00 financed for 60 months at 3.99% would have a payment of $184.48.
Sign up for automatic payments and take 0.25% off your travel trailer, 5th wheel or motor home RV loan rate.
Share Secured Loans
APR stands for Annual Percentage Rate
3.00% Above current share rate.
Example: $2000.00 financed for 24 months at 3.20% would result in a payment of $86.20.
Share Certificate Secured Loan
APR stands for Annual Percentage Rate
3.00% Above rate paid on Share Certificate.
Example: $2000.00 financed for 24 months at 3.90% would have a payment of $86.96.
Unsecured Personal Loan
APR stands for Annual Percentage Rate
May 3, 2013
As low as 11.00% APR (Minimum payment $35.00 with maximum term of 36 months).Example: $3000.00 financed for 36 months at 11.00% would have a payment of $98.23.
Rates are based on credit score.
Sign up for automatic payments and take 0.25% off your loan rate.
Overdraft Protection Loan
APR stands for Annual Percentage Rate
Rates effective November 1, 2012
As low as 11.00% APR (Minimum payment $35.00 or 5.00% of the balance at time of last advance, whichever is greater)
Example: $500.00 financed for 16 months at 11.00% would have a payment of $35.00.
Rates are based on credit score.
