Overdraft Protection

The County Federal Credit Union's overdraft protection helps you avoid the expense and embarrassment of returned checks.

Our Overdraft Protection product automatically advances available funds into your share draft/checking account to cover items that would cause your account to be overdrawn.

Your regular share account, premium savings account and an additional share draft checking account can be used as overdraft protection or you can apply for an overdraft line of credit.

Overdraft Protection

  • Greater financial flexibility
  • Greater savings by avoiding returned check fees from creditors and stores
  • A low cost of only $1.00 per transfer from your deposit account (transfers are limited to a maximum of 6 per month when they are coming from another of your deposit accounts)

Overdraft Protection Line of Credit

  • Greater financial flexibility
  • Greater savings by avoiding returned check fees from creditors and stores
  •  Credit lines up to $5,000.00
  • Unlimited amount of transfers as long as you have availability on your line
  • Low monthly payment (5% of balance or $35 minimum,whichever is greater)

Overdraft Privilege

Unforseen circumstances happen to us all...and usually at just the wrong time!  Your car breaks down on Wednesday and you don't get paid until Friday.  You make an honest mistake in your checkbook and it leaves you a "little short" to cover all your outstanding checks.

That's why The County Federal Credit Union now offers Overdraft Privilege, an added member service that protects you from the embarassment and expense of returned checks.

  • Protects you from merchant returned check charges
  • Protects you from collection agency fees
  • Protects your good credit

Opt-In today!!   Click here to read about the new overdraft rules for Debit and ATM Cards.

If you have any questions about any of these products, please contact us.