Other Service Fees (applicable to all accounts)

Rates effective June 1, 2007

Account Type      Amount      Comments
Travelers Checks
Single Signature    $1.50           Per $100
Travelers Checks
Dual Signature      $2.00           Per $100
Money Orders       $1.50           Per item
Wire Transfers Outgoing
Domestic               $15.00         Per transfer
Wire Transfers
Outgoing Foreign  $30.00         Per transfer
Wire Transfers
Incoming               $2.00           Per transfer
Statement Copy    $3.00           Per statement
Returned
Statement Fee      $3.00            Per statement
Audio Response  No Fee    
Loan Payment
Late Fee              $20.00          20 days or more past due
Closing Account within
first 180 days      $5.00            Per account