Home Equity

The County Federal Credit Union offers fixed and variable rate home equities with several repayment options to fit your needs. Whether you need a loan for home improvements, debt consolidation, or that dream vacation, The County Federal Credit Union has a home equity loan for you.

Fixed Rate Home Equity Loans offer:

  • Repayment terms of 5, 10, 15 or 20 years
  • No prepayment penalty
  • Fixed payments for the life of the loan
  • No application fee
  • Up to 80% of your home's value less any outstanding mortgages
  • Credit Life and Disability Insurance available at a reasonable cost


Variable Rate Home Equity Line of Credit offers:

  • Repayment of 2% of the balance at time of last advance
  • Rate is Wall Street Prime
  • Up to 80% of home's value less any outstanding mortgages
  • No application fee
  • Monthly statement
  • Open end line gives you flexibility to suit your needs
  • Home equity drafts available for easy access
  • Credit Life and Disability Insurance available at a reasonable cost

Make payments while away using Shared Branching.

S.A.F.E. Act Disclosure Notice

The Nationwide Mortgage Licensing System and Registry offers NMLS Consumer Access℠, which is a free service for consumers to confirm that the financial institution or mortgage company and the mortgage professional with whom they wish to conduct business are registered with the federal system or licensed, if required, in the state in which they conduct business.

To access this service please go to www.nmlsconsumeraccess.org

View a listing of The County Federal Credit Union's Mortgage Loan Originators and their National Mortgage Licensing System (NMLS) unique IDs.\